Tax Basics

What Is a P60 and Why Does It Matter?

Updated 14 Feb 2026 · UK Take Home Pay

Your P60 is your end-of-year tax summary. It's one of the most important documents you'll receive each year, and you should always keep it.

What a P60 Shows

Your P60 summarises the tax year (6 April to 5 April) and shows your total pay from that employer before deductions, total income tax deducted, total National Insurance contributions (employee and employer), your tax code, your NI category letter, any student loan deductions, and any statutory payments (maternity, sick pay).

When You Get It

Your employer must give you your P60 by 31 May following the end of the tax year. So for the 2025/26 tax year (ending 5 April 2026), you should receive it by 31 May 2026. Many employers now issue them electronically.

Why It Matters

You'll need your P60 for filing a Self Assessment tax return, applying for a mortgage or loan (lenders ask for it as proof of income), claiming tax refunds from HMRC, applying for tax credits or benefits, and checking your tax has been calculated correctly.

How to Check It's Correct

Use our salary calculator with your annual salary and compare the tax/NI figures to your P60. They should be very close. Small differences can occur due to mid-year tax code changes or irregular payments, but large discrepancies suggest an error.

Lost Your P60?

Your employer should be able to provide a duplicate. If the employer no longer exists, you can get your tax information from your HMRC Personal Tax Account online, which shows the same information HMRC holds.

Verify your P60 figures

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