Doctor Take Home Pay

What does a doctor actually take home after tax in the UK? Here's the breakdown for 2026/27.

Doctor Take Home Pay
£48,257
per year on an average doctor salary of £65,000
Yearly
£48,257
Monthly
£4,021
Weekly
£928
Avg Salary
£65,000
Tax Breakdown
Gross salary£65,000
Income tax-£13,432
National Insurance-£3,311
Take home pay£48,257

Doctor Salary in the UK

Junior doctors earn £32,000-£53,000 depending on their training stage. GP partners average around £100,000, while consultants earn £93,000-£126,000. The figure shown is for a mid-career doctor.

On the average doctor salary of £65,000, you'll take home £48,257 per year or £4,021 per month after income tax and National Insurance.

Career Progression for Doctors

Doctors in the UK can expect significant salary variation based on experience and specialisation. Entry-level roles start around £32,398, rising to £40,000 at mid-career level. Senior doctors earn around £93,965, with top earners (Consultant) reaching £130,000+.

Qualifications and Entry Requirements

Medical degree (5-6 years), foundation training (2 years), and specialty training (3-8 years depending on specialism). Total training takes 10-16 years after school.

Job Demand and Outlook

Chronic shortage of doctors across the NHS, particularly in general practice, psychiatry, and emergency medicine. Overseas recruitment is significant, and retention is a key policy concern.

Career Path and Progression

Foundation Year 1-2 (FY1/FY2), then core/specialty training as a registrar, before becoming a consultant or GP partner. Consultants earn a basic salary of £93,965-£126,281 plus Clinical Excellence Awards. GPs typically earn £70,000-£100,000 as salaried doctors. For NHS roles, see NHS pay bands.

Tax Tips for Doctors

Doctors face complex tax situations with the Annual Allowance on pension contributions above £60,000. The tapered annual allowance affects those earning over £200,000 adjusted income. Locum work can be lucrative but has different tax implications.

Doctor Salary by Grade

GradeGross SalaryMonthly Take Home
FY1 (Foundation Year 1)£32,398£2,237
FY2 (Foundation Year 2)£37,303£2,531
Specialty Registrar£43,923£2,904
Salaried GP£85,000£4,975
Consultant (entry)£93,965£5,514
Consultant (top)£126,281£6,971

Frequently Asked Questions

How much does a junior doctor earn after tax?
An FY1 doctor on £32,398 takes home around £2,237/month. By FY2, this rises to £2,531/month. Registrars earn £2,904/month take home on £43,923.

How much does a GP earn after tax?
A salaried GP on £85,000 takes home around £4,975/month. GP partners can earn £100,000-£150,000+ depending on their practice.

How much does a consultant earn after tax?
An NHS consultant on £110,000 takes home approximately £6,105/month. With Clinical Excellence Awards, earnings can exceed £126,000.

Is being a doctor worth it financially?
Doctors earn significantly above the UK median of £35,000. However, training takes 10-16 years and the student loan burden is substantial. Consultants and GP partners eventually earn £93,000-£130,000+.

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Career Path and Salary Progression

Doctor salaries in the UK typically range from £32,398 at entry level to £126,281 for senior roles. The median doctor salary is £62,000, compared to the UK average of £35,000.

Typical career path: Foundation Year → Specialty Registrar → Consultant

Tips to Increase Your Doctor Salary

Use our take home pay calculator to see exactly what you’d earn after tax at any salary point, or explore salary breakdowns for specific amounts.