Take Home Pay on a £20,000 Salary

Here's exactly what you'll keep from a 20k salary in the UK after all deductions for 2025/26.

Your Take Home Pay
£17,920
per year on a £20,000 salary
Yearly
£17,920
Monthly
£1,493
Weekly
£345
Daily
£69
Full Breakdown
Gross salary£20,000
Personal allowance£12,570
Taxable income£7,430
Income tax (basic 20%)-£1,486
National Insurance-£594
Take home pay£17,920

About a £20,000 Salary in the UK

On a £20,000 gross salary, you'll take home £17,920 per year, which works out to £1,493 per month after income tax and National Insurance.

At this salary, all of your taxable income falls within the basic rate tax band (20%).

Your effective tax rate is 10.4%, meaning you keep 89.6p of every pound earned.

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