What Does Top 40% Mean?
If you earn £38,000 or more, you are paid more than 60% of UK employee jobs (ONS, April 2025; for full-time jobs the threshold is £44,203). Experienced professionals, mid-level management, skilled trades.
On this salary, after tax and National Insurance, you take home £30,880 per year or £2,573 per month. See the full breakdown: £38,000 salary after tax.
All UK Income Percentiles
| Percentile | Salary Needed | Take Home |
|---|---|---|
| Top 90% | £11,425 | £11,425 |
| Top 80% | £18,560 | £16,883 |
| Top 75% | £22,060 | £19,403 |
| Top 70% | £24,532 | £21,183 |
| Top 60% | £28,591 | £24,105 |
| Top 50% | £32,890 | £27,200 |
| Top 40% | £38,000 | £30,880 |
| Top 30% | £44,500 | £35,560 |
| Top 25% | £48,283 | £38,283 |
| Top 20% | £52,809 | £41,187 |
| Top 10% | £69,381 | £50,798 |
| Top 5% | £93,600 | £64,845 |
| Top 1% | £207,000 | £121,496 |
Top 90% to top 10%: ONS Annual Survey of Hours and Earnings, April 2025, Table 6.7a - the published percentile points of gross annual pay for all UK employee jobs, part-time included (for full-time jobs the median is £39,039 and the 90th percentile £76,903). Top 5% and top 1%: HMRC Survey of Personal Incomes, 2023-24, Table 3.1a (total income of income taxpayers). Take-home uses 2026/27 income tax and National Insurance.
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