From Hourly Pay to Yearly Salary
Every page in this section uses the same convention: a 37.5-hour week paid for 52 weeks, so annual salary = hourly rate × 1,950. We then apply the 2025/26 income-tax and National Insurance rules — thresholds frozen until 2028, so the 2026/27 figures are identical — with a standard tax code and no student loan or pension, to show what each rate really pays. Each page also breaks the same rate out at 40, 35, 30 and 20 hours a week.
Reading an Hourly Rate Properly
Hourly pay spans the whole UK labour market, from minimum-wage shift work to three-figure specialist rates, and the tax wedge grows all the way up. Around the median hourly wage of £19.67 (ONS Annual Survey of Hours and Earnings, April 2025) deductions take roughly a fifth of gross; by £60 an hour more than a third goes; and between about £51 and £64 an hour the annualised salary crosses the £100,000–£125,140 band where the personal-allowance clawback pushes the marginal rate to 62% — the £100k tax trap. Contractors comparing a rate against a salaried offer should also price in holiday, sick pay and employer pension, none of which an hourly rate includes; our high-earner tax tips cover the planning side.
Pick an Hourly Rate
Frequently Asked Questions
How do I convert an hourly rate to an annual salary?
Multiply the rate by weekly hours, then by 52. On the standard 37.5-hour week used across this site, annual salary = hourly rate × 1,950. So £20/hour is £39,000 a year.
How much is £15 an hour a year?
£15 an hour on a 37.5-hour week is £29,250 a year. After tax and NI for 2026/27 that leaves approximately £24,580 a year, or £2,048 a month.
Do these pages assume full-time hours?
Yes — 37.5 paid hours a week for 52 weeks. Every hourly page also includes a table showing the same rate at 40, 35, 30 and 20 hours a week.
Odd hours, overtime or a rate in between?
Full salary calculator →