Midwife Take Home Pay

What does a midwife actually take home after tax in the UK? Here's the breakdown for 2025/26.

Midwife Take Home Pay
£27,280
per year on an average midwife salary of £33,000
Yearly
£27,280
Monthly
£2,273
Weekly
£525
Avg Salary
£33,000
Tax Breakdown
Gross salary£33,000
Income tax-£4,086
National Insurance-£1,634
Take home pay£27,280

Midwife Salary in the UK

Newly qualified midwives start on Band 5 at £29,000. Experienced midwives on Band 6 earn £35,000-£42,000. Specialist midwives can earn £43,000-£50,000.

On the average midwife salary of £33,000, you'll take home £27,280 per year or £2,273 per month after income tax and National Insurance.

Career Progression for Midwifes

Midwifes in the UK can expect significant salary variation based on experience and specialisation. Entry-level roles start around £25,655, rising to £29,000 at mid-career level. Senior midwifes earn around £44,962, with top earners (Consultant midwife / Head of Midwifery) reaching £70,000+.

Qualifications and Entry Requirements

BSc in Midwifery (3 years) or shortened programme for registered nurses. NMC (Nursing and Midwifery Council) registration is mandatory. Continued professional development including annual revalidation is required.

Job Demand and Outlook

Critical shortage of midwives across the NHS, with many trusts operating below recommended staffing levels. The Ockenden Review highlighted the need for increased midwifery recruitment. Birth centres and community midwifery roles are expanding alongside traditional hospital-based positions.

Career Path and Progression

Band 5 (newly qualified), Band 6 (experienced midwife), Band 7 (team leader/specialist midwife), Band 8 (consultant midwife/manager). Specialist areas include bereavement support, perinatal mental health, and fetal medicine. Independent midwifery (private practice) offers higher per-case fees but requires significant insurance costs. Many midwives move into health visiting, research, or education.

Tax Tips for Midwifes

Midwives receive unsocial hours pay enhancements (typically 30% for nights and weekends). The NHS Pension Scheme provides a valuable retirement benefit. NMC registration fees are tax-deductible. See £29,000 take home for the standard salary breakdown.

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See the exact breakdown for £33,000 salary or browse all profession salaries.

Career Path and Salary Progression

Midwife salaries in the UK typically range from £28,407 at entry level to £42,618 for senior roles. The median midwife salary is £33,706, compared to the UK average of £35,000.

Typical career path: Band 5 → Band 6 → Band 7 → Consultant Midwife (Band 8)

Tips to Increase Your Midwife Salary

Use our take home pay calculator to see exactly what you’d earn after tax at any salary point, or explore salary breakdowns for specific amounts.