Take Home Pay on a £28,000 Salary

Here's exactly what you'll keep from a 28k salary in the UK after all deductions for 2025/26.

Your Take Home Pay
£23,680
per year on a £28,000 salary
Yearly
£23,680
Monthly
£1,973
Weekly
£455
Daily
£91
Full Breakdown
Gross salary£28,000
Personal allowance£12,570
Taxable income£15,430
Income tax (basic 20%)-£3,086
National Insurance-£1,234
Take home pay£23,680

About a £28,000 Salary in the UK

On a £28,000 gross salary, you'll take home £23,680 per year, which works out to £1,973 per month after income tax and National Insurance.

At this salary, all of your taxable income falls within the basic rate tax band (20%).

Your effective tax rate is 15.4%, meaning you keep 84.6p of every pound earned.

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