Take Home Pay on a £38,000 Salary

Here's exactly what you'll keep from a 38k salary in the UK after all deductions for 2025/26.

Your Take Home Pay
£30,880
per year on a £38,000 salary
Yearly
£30,880
Monthly
£2,573
Weekly
£594
Daily
£119
Full Breakdown
Gross salary£38,000
Personal allowance£12,570
Taxable income£25,430
Income tax (basic 20%)-£5,086
National Insurance-£2,034
Take home pay£30,880

About a £38,000 Salary in the UK

On a £38,000 gross salary, you'll take home £30,880 per year, which works out to £2,573 per month after income tax and National Insurance.

At this salary, all of your taxable income falls within the basic rate tax band (20%).

Your effective tax rate is 18.7%, meaning you keep 81.3p of every pound earned.

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