P60

Understanding Your P60 End-of-Year Summary

A P60 is an annual summary your employer must provide by 31 May after each tax year end. It shows your total gross pay, income tax deducted, and National Insurance contributions for the full tax year (6 April to 5 April).

Your P60 is an important document for several reasons: you need it to complete a self-assessment tax return, apply for a mortgage or loan (as proof of income), claim a tax refund, or verify your pension contributions. Keep it with your financial records.

Since April 2020, employers can provide P60s electronically rather than on paper. Check with your payroll department or HR system if you have not received yours. If you have multiple jobs, you will receive a P60 from each employer.

How P60 Works in Practice

A P60 is an annual certificate from your employer showing your total pay and tax deducted for the tax year (6 April to 5 April). Your employer must provide it by 31 May after the tax year ends. It is an important document for self-assessment tax returns, mortgage applications, and proving your income. Only employees who are still employed on 5 April receive a P60.

Practical Tips

Keep your P60 for at least 6 years — you may need it for mortgage applications, self-assessment, tax credit claims, or as proof of income. If you have multiple jobs, you will receive a P60 from each employer. Your P60 should match the figures on your final payslip for the tax year. If the figures do not match, contact your employer's payroll department. You can now access your P60 information online through your HMRC Personal Tax Account.

Related Topics

If you left your job during the tax year, you will have received a P45 instead of a P60. Your HMRC online account provides a consolidated view of all your employment income. See P45 explained and P11D explained.