Take Home Pay on a £48,000 Salary

Here's exactly what you'll keep from a 48k salary in the UK after all deductions for 2025/26.

Your Take Home Pay
£38,080
per year on a £48,000 salary
Yearly
£38,080
Monthly
£3,173
Weekly
£732
Daily
£146
Full Breakdown
Gross salary£48,000
Personal allowance£12,570
Taxable income£35,430
Income tax (basic 20%)-£7,086
National Insurance-£2,834
Take home pay£38,080

About a £48,000 Salary in the UK

On a £48,000 gross salary, you'll take home £38,080 per year, which works out to £3,173 per month after income tax and National Insurance.

At this salary, all of your taxable income falls within the basic rate tax band (20%).

Your effective tax rate is 20.7%, meaning you keep 79.3p of every pound earned.

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