Tax Code 1257L Explained

Standard Tax Code — £12,570 personal allowance

1257L
£12,570 personal allowance

What Does 1257L Mean?

1257L is the most common UK tax code. The 1257 means your tax-free personal allowance is £12,570 (1257 × 10), and the L means you're entitled to the standard personal allowance. If you have a single job and no extra income or benefits, this is the code you should have.

Is My Tax Code Correct?

If you think your tax code is wrong, you can check it on your payslip, through your HMRC online account, or by calling HMRC on 0300 200 3300. A wrong tax code means you're paying too much or too little tax.

All Common Tax Codes

CodeMeaning
1257L£12,570 personal allowance
BRAll income taxed at 20%
D0All income taxed at 40%
D1All income taxed at 45%
NTNo tax deducted
0TNo personal allowance
K-codesYou owe tax from elsewhere
W1 or M1Non-cumulative basis
S-prefixScottish income tax rates
C-prefixWelsh income tax rates

What 1257L Means

The standard tax code for most employees, meaning you receive £12,570 tax-free per year. The '1257' represents the Personal Allowance (£12,570) with the last digit removed, and the 'L' suffix indicates you are entitled to the standard Personal Allowance.

When This Code Is Used

You should have this code if you have one job with no benefits in kind, no outstanding tax from previous years, and no other adjustments. If your code is different, check why — it may be correct (e.g., you have a company car or owe tax) or it may be an error. Contact HMRC on 0300 200 3300 to query your tax code.

Impact on Your Pay

On 1257L, you pay no tax on the first £12,570 of income. Income from £12,571 to £50,270 is taxed at 20%, and income above £50,270 at 40%. See basic rate and higher rate for more detail.

Check your expected take home matches your payslip

Salary calculator →

Learn more: Full guide to UK tax codes